Todd has been a Financial Services Representative since September 1993 and has over 26 years of experience in the financial services industry. He graduated from the University of South Florida with a BS in Finance. Todd provides financial advice in regards to retirement planning and investment strategies. He works with each of his clients to create a financial safety net, helping protect them against uncertainties. Currently, Todd holds his Series 6, 7, and 63 registrations as well as his Variable Annuity, Life, and Health Licenses. He teaches “Financial Strategies for Successful Retirement” and “Financial Management” seminars throughout Florida at Universities and other corporate sites via employee benefits programs. Todd lives in DeBary, Florida, with his wife, Lisa, and son, Liam. He enjoys spending time with his family and friends, playing golf, and traveling.